Our Story

15 Years Helping People Choose Coverage Confidently

We're an independent agency — not tied to any one carrier — so our advisors recommend what actually fits your life, your family, and your business.

💚 Our Story

We started Launch Coverage because nobody teaches you this stuff in school.

Our founder turned 26 and got an email from his parent's insurance: "your coverage ends in 30 days." No explanation of what to do next. No mention that he was eligible for subsidies. Just a deadline.

He spent two weekends on government websites, comparing plans nobody had explained to him, and ended up paying way too much for coverage he barely understood. The next year he was diagnosed with appendicitis on a Tuesday and the hospital sent him a bill for $11,400 because his plan had a $7,500 deductible he didn't know about.

That's why Launch Coverage exists. We're insurance built for the moment you're handed adulthood with no instructions — your first job, your first apartment, your first plan. We translate it. We do the math. We stay your person.

Graduates celebrating their next chapter

What makes us different

We only do students & new grads
Most insurance agencies juggle families, retirees, and small businesses. We focus on one thing — the post-school transition — and got really good at it.
Affordability comes first
We start with your budget, then find coverage that fits. Most of our clients enroll for $0–$50 per month after subsidies.
Plain English. No jargon.
If we use a word like 'coinsurance' without explaining it, we owe you a coffee. Insurance is confusing on purpose — we translate.
A real human, every time
You get one licensed advisor — same person for every question, every year. Not a chatbot. Not a call-center queue. Text them. Call them.
🛡️ Our Mission

Make quality health, dental, and vision coverage actually understandable and affordable for the generation aging into adulthood — for free.

What we live by

Transparency
We tell you exactly what's covered, what isn't, and what it really costs. No fine-print surprises.
Independence
We're paid the same no matter which plan you pick — so we pick what's actually best for you.
Accessibility
Coverage should be affordable for someone with a part-time job. We hunt down every subsidy you qualify for.
Longevity
We want to be your insurance person for the next decade — through job changes, moves, and life stuff.
💚 Why Launch Coverage

We work for you,
not the insurance company.

We're independent. We get paid the same no matter which plan you pick - so we pick the one that's right for you.

Priced to your new income, not your old one

We start every search with your estimated self-employed income for the year - that's what your subsidy is based on, not a prior W-2 salary.

We compare COBRA against the marketplace

COBRA keeps your old plan but usually costs the full premium plus fees. We'll run the marketplace numbers side by side so you can see which actually costs less.

No jargon, ever

Deductible? Out-of-pocket max? Coinsurance? We translate insurance into plain English so you actually know what you're buying - especially if this is your first time picking a plan yourself.

Mental health + telehealth included

Every plan we recommend covers therapy and lets you see a doctor from your phone. Useful when your schedule is now entirely your own.

A real human, not a chatbot

You get a dedicated licensed advisor - same person for every question, every year. Email us anytime. We answer.

💬 What newly self-employed clients hear from us

From "I have no idea what I'm doing"
to "I'm covered."

Illustrative examples of the kinds of situations we help with. First names only; details are composited to protect client privacy.

“I left my job to freelance and panicked about coverage. My agent found me a Silver plan priced against my new income that came in well under what COBRA would have cost. Mental health is fully covered too, which was the main thing I needed.”

PriyaIllustrative example - freelance consultant

“I didn't realize subsidies existed for self-employed income. I was about to skip insurance entirely while I got my LLC off the ground. Now I have a plan with dental for the first time in years.”

MarcusIllustrative example - new LLC owner

“Left a corporate job to go independent and had no idea how to price COBRA against a marketplace plan. They ran both numbers for me in a single call. No judgment, no pressure.”

SofiaIllustrative example - independent contractor

“My consulting income varies month to month and I wasn't sure how to estimate it for a subsidy. They walked me through a reasonable estimate and got me into a plan with my doctor in-network.”

TylerIllustrative example - self-employed consultant

“I just needed dental after leaving my employer plan behind. Coverage started within a few weeks and it was the easiest thing I've bought since starting my business.”

AmaraIllustrative example - small business owner

“I'm a contact lens person and was paying full price after my old vision plan ended. The new plan paid for itself in one visit. Wish I'd set it up sooner.”

JamieIllustrative example - freelance designer